Prior research finds that human capital may explain racial housing inequality, whereas others note the historical role that race played in creating unequal housing conditions. This study uses the case of Cubans in the United States to examine whether human capital explains Black–White housing inequalities, or if they are a result of nativity/cohort differences—a proxy for the federal policies that supported Cubans’ economic and social incorporation. Using pooled data from the American Community Survey, I examine how human capital characteristics and nativity/migration cohorts shape odds of homeownership and predicted home values among Cubans. Extended analyses using decomposition methods find that although human capital characteristics are important, they play a smaller role in explaining Black–White differences in homeownership and home values. Indicative of the changing structure of racial stratification in the United States, results reveal substantial inequality among the oldest of Cuban immigrants and U.S.‐born Cubans, despite a trend toward declining inequality among recent arrivals. Supported by the literature of systemic racism, the case of Cubans shows how human capital explanations do not sufficiently explain racial housing inequalities and how the future of racial stratification is one of inter‐ and intra‐ethnic group inequality.

中文翻译：

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古巴人的案例：美国房屋所有权和房屋价值中的种族不平等

先前的研究发现，人力资本可能解释了种族住房的不平等现象，而其他研究则指出了种族在创造不平等住房条件方面的历史作用。这项研究以美国古巴人为例，研究了人力资本是不是解释了黑人和白人的住房不平等，还是人力资源/群体差异的结果-这是支持古巴经济和社会融合的联邦政策的代表。我使用来自美国社区调查的汇总数据，研究了人力资本特征和民族/移民群体如何影响古巴人的房屋拥有率和预测房屋价值。使用分解方法进行的扩展分析发现，尽管人力资本特征很重要，但它们在解释房屋所有权和房屋价值中的黑白差异方面的作用较小。结果表明美国的种族分层结构正在发生变化，尽管最近移民中的不平等现象有减少的趋势，但结果表明，最古老的古巴移民和美国出生的古巴人之间存在着巨大的不平等现象。在系统种族主义文献的支持下，古巴人的案例表明，人力资本的解释如何不足以解释种族住房的不平等现象，以及种族分层的未来如何成为族群间和族群内不平等现象之一。