The purpose of this paper is to investigate the impact of funding liquidity risk on the risk-taking behaviour of Islamic and conventional banks. Using bank-level and country-level data from 18 countries over the period 2004–2016, we show that lower funding liquidity risk leads to higher risk-taking behaviour by banks, with this effect being less pronounced for Islamic banks. Additionally, large banks tend to engage in less risk-taking when faced with lower funding liquidity risk. Moreover, the evidence shows that, unexpectedly, banks faced with lower funding liquidity risk were more inclined to take risks during the 2008 global financial crisis.

本文的目的是研究资金流动性风险对伊斯兰银行和传统银行的冒险行为的影响。使用2004年至2016年期间来自18个国家的银行级别和国家级别的数据，我们表明，较低的资金流动性风险导致银行承担较高的冒险行为，而这种影响在伊斯兰银行中不那么明显。此外，大型银行在面临较低的资金流动性风险时倾向于承担较少的风险。此外，有证据表明，出乎意料的是，面对较低的资金流动性风险的银行在2008年全球金融危机期间更倾向于承担风险。