Abstract

Whereas literature on Thomas Aquinas’s doctrine of usury has tended to focus on the Summa Theologiae, this paper highlights the contribution of his early work the Commentary on the Sentences. In this work, Aquinas distances himself from the Roman law mutuum and the assumption of a borrower’s state of necessity, and he introduces preliminary monetary elements. He thereby paves the way for a future understanding of surplus in intertemporal exchange. The monetary loan is presented as a commercial exchange involving not only commercial risk but also the risk of analytical errors in understanding the nature of the operation.

中文翻译：

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分析风险与商业风险：托马斯·阿奎那《句注》对高利贷的第一次处理

摘要

虽然关于托马斯·阿奎那的高利贷学说的文献往往集中在《神学概论》上，但本文强调了他早期著作《句子注释》的贡献。在这项工作中，阿奎那将自己与罗马法的互惠制度和借款人的必要状态的假设保持距离，并介绍了初步的货币要素。因此，他为未来理解跨期交换中的剩余铺平了道路。货币贷款作为一种商业交易呈现，不仅涉及商业风险，还涉及在理解业务性质时出现分析错误的风险。