Archuleta, K. L., Dale, A., & Spann, S. M. (2013). College students and financial distress: Exploring debt, financial satisfaction, and financial anxiety. Journal of Financial Counseling and Planning, 24(2), 50-62. Baum, S., & Steele, P. (2010). Who borrows most? Bachelor’s degree recipients with high levels of student debt. Trends in Higher Education Series. New York, NY: College Board Advocacy & Policy Center. Retrieved from http://trends. collegeboard.org/sites/default/files/trends–2010-whoborrows-most-brief.pdf Boatman, A., & Long, B. T. (2016). Does financial aid impact college student engagement? Evidence from the Gates Millennium Scholars program. Research in Higher Education, 57, 653-681. Cabrera, A. F., Nora, A., & Castañeda, M. B. (1992). The role of finances in the persistence process: A structural model. Research in Higher Education, 33, 571-593. Dwyer, R. E., Hodson, R., & McCloud, L. (2013). Gender, debt, and dropping out of college. Gender & Society, 27, 30-55. Goldrick-Rab, S., & Kelchen, R. (2015). Making sense of loan aversion: Evidence from Wisconsin. In B. Hershbein & K. M. Hollenbeck (Eds.), Student loans and the dynamics of debt (pp. 317-378). Kalamazoo, MI: Upjohn Institute. Grable, J. E., & Joo, S. (2006). Student racial differences in credit card debt and financial behaviors and stress. College Student Journal, 40, 400-408. Heckman, S., Lim, H., & Montalto, C. P. (2014). Factors related to financial stress among college students. Journal of Financial Therapy, 5(1, article 3), 19-39. doi:10.4148/1944-9771.1063 Joo, S.-H., Durband, D. B., & Grable, J. (2008). The academic impact of financial stress on college students. Journal of College Student Retention: Research, Theory & Practice, 10, 287-305. Letkiewicz, J., Lim, H., Heckman, S., Bartholomae, S., Fox, J., & Montalto, C. P. (2014). The path to graduation: Factors predicting on-time graduation rates. Journal of College Student Retention: Research, Theory & Practice, 16, 351-371. Nora, A., Barlow, L., & Crisp, G. (2006). Examining the tangible and psychosocial benefits of financial aid with student access, engagement, and degree attainment. American Behavioral Scientist, 49, 1636-1651. Northern, J. J., O’Brien, W. H., & Goetz, P. W. (2010). The development, evaluation, and validation of a financial stress scale for undergraduate students. Journal of College Student Development, 51, 79-92. Robb, C. A., Moody, B., & Abdel-Ghany, M. (2012). College student persistence to degree: The burden of debt. Journal of College Student Retention: Research, Theory & Practice, 13, 431-456.

中文翻译：

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预测大学第一年的学生参与度：学生大学预科专业和职业态度的影响

Archuleta, KL, Dale, A., & Spann, SM (2013)。大学生与财务困境：探索债务、财务满意度和财务焦虑。财务咨询与规划杂志，24（2），50-62。Baum, S., & Steele, P. (2010)。谁借的最多？具有高水平学生债务的学士学位获得者。高等教育趋势系列。纽约州纽约市：大学理事会宣传与政策中心。检索自 http://trends。Collegeboard.org/sites/default/files/trends–2010-whoborrows-most-brief.pdf Boatman, A., & Long, BT (2016)。经济援助会影响大学生的参与度吗？来自盖茨千年学者计划的证据。高等教育研究，57, 653-681。Cabrera, AF, Nora, A., & Castañeda, MB (1992)。财务在持久性过程中的作用：结构模型。高等教育研究，33, 571-593。Dwyer, RE、Hodson, R. 和 McCloud, L.（2013 年）。性别、债务和大学辍学。性别与社会，27, 30-55。Goldrick-Rab, S. 和 Kelchen, R. (2015)。理解贷款厌恶：来自威斯康星州的证据。在 B. Hershbein 和 KM Hollenbeck（编辑），学生贷款和债务动态（第 317-378 页）。密歇根州卡拉马祖：厄普约翰研究所。Grable, JE, & Joo, S. (2006)。学生在信用卡债务和财务行为和压力方面的种族差异。大学生杂志，40, 400-408。Heckman, S.、Lim, H. 和 Montalto, CP（2014 年）。大学生经济压力的相关因素。金融治疗杂志，5（1，第 3 条），19-39。doi:10.4148/1944-9771.1063 Joo, S.-H., Durband, DB, & Grable, J. (2008)。经济压力对大学生的学业影响。大学生保留期刊：研究、理论与实践，10，287-305。Letkiewicz, J., Lim, H., Heckman, S., Bartholomae, S., Fox, J., & Montalto, CP (2014)。毕业之路：预测准时毕业率的因素。大学生保留期刊：研究、理论与实践，16，351-371。Nora, A.、Barlow, L. 和 Crisp, G.（2006 年）。通过学生获得、参与和学位获得，检查经济援助的有形和心理社会效益。美国行为科学家，49 岁，1636-1651 年。Northern, JJ, O'Brien, WH, & Goetz, PW (2010)。本科生财务压力量表的开发、评估和验证。大学生发展杂志，51, 79-92。Robb, CA, Moody, B., & Abdel-Ghany, M. (2012)。大学生对学位的坚持：债务负担。大学生保留期刊：研究、理论与实践，13，431-456。