Purpose The purpose of this paper is to analyse how firm size impacts pension workforce coverage with a particular focus on automatic enrolment (AE) to pension plans in small organisations. Design/methodology/approach The paper examines the alignment of government AE interests with those of small employers, their employees and pension providers to better understand how firm size impacts pension workforce coverage. Findings The alignment of interests between stakeholders (government, pension providers, employers and employees) differs between large and small organisations, and empirical findings from large organisations cannot be assumed to apply in small organisations. Research limitations/implications The paper calls attention to the need for future empirical research and identifies a number of research questions for further analysis to examine how AE impacts pension participation in small organisations and advance the field. Originality/value The policy of automatically enroling employees into occupational pension plans, recently legislated for all eligible workers in the UK and under consideration in the USA and Ireland, was developed from research conducted in a small number of large organisations. Pension coverage is particularly inadequate for the large number of employees working in small organisations (1–49 employees). However, little research attention has been focussed on pensions in small organisations with pension policy makers assuming that legislated AE will work as effectively in small organisations as it did in large organisations. This paper addresses this gap in the field.

中文翻译：

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小型组织自动加入养老金计划：研究议程

目的本文的目的是分析公司规模如何影响养老金劳动力的覆盖面，尤其侧重于小型组织中对养老金计划的自动注册（AE）。设计/方法/方法本文研究了政府AE利益与小型雇主，其雇员和养老金提供者的利益之间的一致性，以更好地了解公司规模如何影响养老金劳动力覆盖率。调查结果大型组织和小型组织之间，利益相关者（政府，养老金提供者，雇主和雇员）之间的利益一致性不同，并且不能假定大型组织的经验发现适用于小型组织。研究局限性/含义本文提请注意未来的实证研究的必要性，并确定了许多研究问题以进行进一步分析，以检查AE如何影响小型组织中养老金的参与并推动这一领域的发展。独创性/价值最近在英国为所有符合条件的工人制定了立法，并在美国和爱尔兰正在考虑中的自动将雇员纳入职业养老金计划的政策是根据少数大型组织的研究制定的。对于在小型组织中工作的大量员工（1-49名员工），养老金的覆盖范围尤其不足。然而，养老金政策制定者认为，法律法规的AE在小型组织中的作用与大型组织中一样有效，很少有研究关注于小型组织的养老金。本文解决了这一领域的空白。