Although studies point to a relationship between debt and crime, there is a limited understanding of their reciprocal relationship and possible mediating risk factors. Moreover, knowledge about the prevalence and scope of debt among offenders is lacking. Therefore, the present study analyzed 250 client files including risk assessment data from the Dutch probation service on the prevalence of debt and possibly related risk factors. The results show that debt is highly prevalent and complex, which underlines the importance of acquiring more knowledge about debt as a potential risk factor for relapse during supervision. It was found that problems with regard to childhood and living situation, education and work/daytime activities, and mental and physical health may be possible underlying risk factors in the relationship between debt and crime. These insights can help professionals adequately support clients with regard to debt in order to prevent recidivism.

尽管研究指出了债务与犯罪之间的关系，但对它们的相互关系和可能的中介风险因素的理解有限。此外，缺乏对罪犯中债务的普遍性和范围的了解。因此，本研究分析了 250 个客户文件，包括来自荷兰缓刑服务机构的关于债务流行率和可能的相关风险因素的风险评估数据。结果表明，债务是高度普遍和复杂的，这强调了获得更多关于债务的知识的重要性，这是监管期间复发的潜在风险因素。研究发现，儿童和生活状况、教育和工作/白天活动以及身心健康方面的问题可能是债务与犯罪之间关系的潜在风险因素。