Working consistently through one's early 60s is key to retirement security. However, workers without access to retirement plans and health insurance will likely struggle to achieve such security. This paper uses the Health and Retirement Study to identify nontraditional jobs – which lack these benefits – and applies sequence analysis to explore how workers aged 50–62 use them. The results suggest that most nontraditional jobs are used by workers consistently, and that fewer workers use these jobs briefly or as a bridge to retirement. Workers consistently in nontraditional jobs end up with less retirement income and are more likely to be depressed.

中文翻译：

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老年工人如何使用非传统工作？

60 岁出头始终如一地工作是退休保障的关键。然而，无法享受退休计划和健康保险的工人可能很难实现这种保障。本文使用健康与退休研究来确定缺乏这些福利的非传统工作，并应用序列分析来探索 50-62 岁的工人如何使用这些工作。结果表明，大多数非传统工作都被工人持续使用，而短期使用这些工作或作为通往退休的桥梁的工人更少。长期从事非传统工作的工人最终的退休收入较少，并且更有可能感到沮丧。