Purpose

The purpose of this paper is to explore the extent to which fin-tech freelancers are interested in further development of their own business and receive funding for launching and upscaling their start-up.

Design/methodology/approach

Using a fuzzy set qualitative comparative analysis (fsQCA), this study examines how experience in dealing with different fin-tech solutions, online reputation, innovation, capabilities and interest to apply for funding affect the desired outcome: turning freelancing services into entrepreneurial initiatives.

Findings

Fin-tech enables freelancers to become smart entrepreneurs and tailors their experience to capture entrepreneurial opportunities allowing them to apply for funding to a large range of instruments.

Research limitations/implications

The study was limited to a small sample of fin-tech entrepreneurs and the generalization of results calls for caution.

Originality/value

A configurational framework aiming to turn fin-tech freelancers into entrepreneurs is proposed, which encompasses the antecedent conditions of personal experience, reputation, innovation and commitment to find money for creating start-ups.

中文翻译：

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将金融科技自由职业者转变为聪明企业家的因果配方

目的

本文的目的是探讨金融科技自由职业者对自己的业务进一步发展感兴趣的程度，并获得启动和扩大其规模的资金。

设计/方法/方法

本研究使用模糊集定性比较分析（fsQCA），研究了处理不同金融科技解决方案的经验，在线声誉，创新，申请资金的能力和兴趣如何影响期望的结果：将自由职业者的服务转变为创业计划。

发现

金融科技使自由职业者成为聪明的企业家，并定制他们的经验以抓住创业机会，使他们能够为各种工具申请资金。

研究局限/意义

该研究仅限于一小批金融科技企业家样本，结果的普遍化需要谨慎。

创意/价值

提出了一个旨在将金融科技自由职业者转变为企业家的配置框架，其中包括个人经验，声誉，创新和为创业创造资金的承诺的前提条件。