Dirty money is often a by-product or a symptom of political corruption in the jurisdictions in which it originates. It can also spread corruption and erode democracy on its journey to its final destination. This typically involves multiple jurisdictions and is the reason why it is so hard to detect. Recently, a series of money laundering scandals have highlighted weaknesses in the anti-money laundering and counter-terrorist financing (AML/CFT) framework of the European Union (EU), the implementation of which remains the responsibility of Member States. The paper argues that EU’s defences against money laundering have been weakened partly reflecting a little-known erosion in the independence of Member State central banks, which are often the AML supervisors. It puts forward a number of new proposals to strengthen the governance and AML/CFT implementation in the EU.

中文翻译：

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欧盟的洗钱和中央银行治理

脏钱通常是其发源地司法管辖区政治腐败的副产品或症状。它还可以在通往最终目的地的过程中传播腐败并侵蚀民主。这通常涉及多个司法管辖区，这也是它很难被发现的原因。最近，一系列洗钱丑闻凸显了欧盟（EU）反洗钱和反恐融资（AML/CFT）框架的弱点，该框架的实施仍然是成员国的责任。该文件认为，欧盟对洗钱的防御已被削弱，部分原因是成员国中央银行（通常是反洗钱监管机构）的独立性受到了鲜为人知的侵蚀。