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Improving financial literacy of the poor and vulnerable in Indonesia: An empirical analysis
International Review of Economics Education ( IF 0.782 ) Pub Date : 2019-06-07 , DOI: 10.1016/j.iree.2019.100168
Jane S. Lopus , Dwi Sulistyorini Amidjono , Paul W. Grimes

We describe and report the results of an 18-month long training of trainers program in financial literacy and soft skills designed to improve employability of poor and vulnerable Indonesian youth. The program was part of an Inclusive Workforce Development project sponsored by USAID/Indonesia. Twenty-five teachers received training in December 2017 and subsequently conducted 30 trainings for 601 students in West Java from January through May 2018. The training consisted of 18 sessions covering basics of financial literacy and employment–related soft skills. Both participating trainers and students showed statistically significant increases in financial literacy knowledge, and student perceptions about their acquisition of soft skills improved as well. Increases in student financial literacy knowledge were found to relate to prior knowledge, job experience, the type of school they attend, the perceived acquisition of soft skills, and the intention to incorporate the training into their daily lives. Given that the economic education literature links financial literacy to improved worker productivity, decreased absenteeism, and entrepreneurial success, these findings are encouraging for both the students involved and for their employers in Indonesia.



中文翻译:

改善印度尼西亚穷人和弱势群体的金融知识:一项实证分析

我们描述并报告了为期18个月的金融知识和软技能培训员培训计划的结果,该培训旨在提高印度尼西亚贫困和弱势青年的就业能力。该计划是美国国际开发署/印度尼西亚赞助的“全纳劳动力发展”项目的一部分。2017年12月,有25名教师接受了培训,随后于2018年1月至2018年5月对西爪哇省的601名学生进行了30次培训。培训包括18节课程,内容涉及金融知识和与就业相关的软技能。参加培训的培训人员和学生都显示出金融知识方面的统计学显着增加,并且学生对他们获得软技能的看法也得到了改善。发现学生的金融知识知识的增长与先前的知识有关,工作经验,他们上的学校的类型,所掌握的软技能的掌握以及将培训纳入他们的日常生活的意图。鉴于经济教育文献将金融素养与工人生产率的提高,旷工的减少和企业家的成功联系起来,这些发现对于所涉学生及其在印度尼西亚的雇主都是鼓舞人心的。

更新日期:2019-06-07
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