Debt and income are keystones to financial resilience on New Zealand farms. This article utilises a survey on finance to assess farm financial health using a new model of resilience. It shows the majority of farms are financially strong. Further borrowing and development are possible. With increasing variability resulting from the longer term trade liberalisation as well as global warming impacts, the high equity will provide future resilience. On the other hand, profit levels are not high relative to the investment, but this has been the case for decades and has not caused problems due to farmer and farm family resilience.

中文翻译：

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新西兰Aotearoa农场的抵御能力和财务状况：来自对债务来源和债务进行随机调查的证据

债务和收入是新西兰农场财务弹性的基石。本文利用对金融的调查，使用新的抵御能力模型评估了农场的金融健康状况。它显示了大多数农场的经济实力。进一步借用和发展是可能的。由于长期贸易自由化以及全球变暖的影响导致可变性的增加，高股权将提供未来的弹性。另一方面，相对于投资而言，利润水平并不高，但是几十年来一直如此，并且并未因农民和农场家庭的适应力而引起问题。