Using the social cognitive model of career self-management (CSM; Lent & Brown, 2013), we examined theory-based predictors of retirement planning goals, decisional anxiety, and level of decidedness. Participants were 525 older workers in the United States and Canada. We first examined the psychometric properties of new or revised social cognitive measures linked to retirement planning with part of the sample (n = 200) and then tested the stability of the factor structure with the remainder of the sample (n = 325). The measurement and structural models indicated good overall model-data fit in the larger sample and across most grouping variables (nationality, income level, and gender), and support was found for most of the paths predicting retirement planning, decisional anxiety, and level of decidedness. However, some gender differences were found in aspects of self-efficacy (confidence at time vs. financial management) that were predictive of decidedness. We consider the implications of the findings for future research and practice directions applying the social cognitive model to retirement planning. (PsycInfo Database Record (c) 2020 APA, all rights reserved).

中文翻译：

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退休还是重新布线？退休计划的社会认知模型测试。

使用职业自我管理的社会认知模型（CSM；Lent & Brown，2013），我们研究了基于理论的退休计划目标、决策焦虑和决策水平的预测因素。参与者是美国和加拿大的 525 名老年工人。我们首先用部分样本（n = 200）检查了与退休计划相关的新的或修订的社会认知测量的心理测量特性，然后用其余样本（n = 325）测试了因子结构的稳定性。测量和结构模型表明，整体模型数据在较大样本和大多数分组变量（国籍、收入水平和性别）中具有良好的拟合度，并且大多数预测退休计划、决策焦虑和退休水平的路径都得到了支持。决心。然而，在预测决策力的自我效能（时间信心与财务管理）方面发现了一些性别差异。我们考虑这些研究结果对将社会认知模型应用于退休计划的未来研究和实践方向的影响。（PsycInfo 数据库记录 (c) 2020 APA，保留所有权利）。