The articles in the special section focus on artificial intelligence (AI) and Fintech. Finance has been one of the most active domains with increasingly bigger data, faster innovations, and more prosperous applications of artificial intelligence (AI) and data science, including algorithmic trading, cryptocurrency, blockchains, P2P lending, digital and mobile payments, digital assets, crowdfunding, roboadvising, regtech transformation, etc. AI and data science are driving new-generation financial technology (FinTech), which profoundly disrupts existing theories of money, investment, credit, market, and regulation, and furthermore empowers new-generation financial innovations, products, services, operations, processes, and ecosystems. We hope that this special issue on AI and FinTech will collect the latest advancements in FinTech driven by the advanced AI and data science that model complex interactions, relations, and their dynamics; their impact on big financial data analytics and complex financial behaviors across financial markets, products, systems, and networks; and their driving force behind smart financial innovations, services, markets, operations, processes, products, regulation, and risk management.

中文翻译：

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人工智能和金融科技专刊：未来的挑战

特别部分中的文章重点关注人工智能（AI）和金融科技。金融一直是最活跃的领域之一，拥有越来越大的数据，更快的创新以及人工智能和数据科学的繁荣应用，包括算法交易，加密货币，区块链，P2P借贷，数字和移动支付，数字资产，人工智能和数据科学正在推动新一代金融技术（FinTech），它极大地破坏了现有的货币，投资，信贷，市场和监管理论，并进一步推动了新一代金融创新，产品，服务，运营，流程和生态系统。我们希望本期有关AI和FinTech的专刊将收集由先进的AI和数据科学驱动的金融技术的最新进展，这些先进的AI和数据科学对复杂的交互，关系及其动态建模。它们对整个金融市场，产品，系统和网络中的大财务数据分析和复杂财务行为的影响；以及它们推动智能金融创新，服务，市场，运营，流程，产品，法规和风险管理的推动力。