Based on the relationship between the Internet of Things (IoT) and mobile payment, this article analyzed the security characteristics of IoT mobile payment. The security system of IoT mobile payment was constructed according to the security demands of mobile payment. Finally, the mobile payment security system was utilized to grade the current level of mobile payment security in China, which verified the urgent problems in China's mobile payment security. The security system of mobile payment based on IoT is a set of macro theoretical systems, whose establishment can lay a theoretical foundation for its branch theoretical research in the future. Meanwhile, it is applicable to the quantitative evaluation of mobile payment security level in China, and has certain guiding significance in theory and practice.

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基于物联网的移动支付安全系统应用研究

本文基于物联网（IoT）与移动支付的关系，分析了物联网移动支付的安全特性。针对移动支付的安全需求，构建了物联网移动支付安全体系。最后，利用移动支付安全体系对我国当前移动支付安全等级进行分级，验证了我国移动支付安全面临的紧迫问题。基于物联网的移动支付安全体系是一套宏观的理论体系，其建立可以为其未来的分支理论研究奠定理论基础。同时适用于我国移动支付安全水平的定量评价，具有一定的理论和实践指导意义。